I get what you’re saying, but paying a bill before its due date is still paying that bill on time. I also keep track of my spending habits, and am completely on top of and in control of my finances. I just also choose to pay my credit card balance as I go.

I pay my bills on time every month. That’s only one factor for your credit score. Another big part of your score is credit utilization, or the amount of credit you use vs. how much credit you have available to you. So paying off my cards the way I described is how I keep my usage percentage at a minimum. I’ve seen big increases to my score since I started paying closer attention to that factor.

My checking account pays excellent interest, but my monthly cashback from my credit cards is always more.

I’m curious why you seem so opposed to some people choosing to use their credit cards this way? Your implication by bringing up debit cards and due dates is that we’re somehow not being responsible with our money, but that’s just not the case. I’m not attacking you, just curious why it seems to bug you?

Debit cards usually don’t offer cashback, perks, or robust fraud protections, and do nothing for your credit score. That last one is the important bit. I used to use my debit card exclusively, and could never get approved for any kind of loan. Once I started using credit cards the way I described in my other comment, my credit score jumped waaaaaay up and I started getting approved for everything.

Bugs the shit out of me when companies make it difficult to use their product. I do the same thing as you. I enjoy having $0 balances on my credit cards, and I use them within my means, so I pay them off straight away throughout the billing period. One of my cards (I only have two) makes it really difficult to pay off my balance more than once a month, and they delay those “extra” payments by days, sometimes weeks. I called them out on it and they said “just pay your balance once before the due date.” Fuck that. My other card lets me pay off my balance instantly, whenever I want.

“Estimate age from selfie”?! Wtf have we become…

When I was 14, I looked like I was 20. When I was 20, I looked like I was 35. When I was 35, I looked like I was 50. You can’t determine someone’s actual age from a fucking photo. Jesus.

So you’re telling me that your product breaks when you use it? That means it doesn’t work. FFS I’m so sick of these assholes.

Wow, that sounds awesome. Based on all that, the devs seem solid, I think I’ll give it a try. Thanks for the response!

This looks pretty amazing, but it also looks huge, and for a game this big I would need assurances that I won’t lose my progress if it leaves early access. Have the devs said anything about their completion timeline? I’ve never played anything in early access, because I frankly don’t trust devs to respect my time. Thoughts?

That’s totally fair (though I haven’t played any recent Zelda games, so I can’t speak to that). I actually think quite a few recent open world games didn’t need to be open world at all and would have been better if they were more of a single player guided narrative.

One game that did this perfectly IMO was Guardians of the Galaxy. It wasn’t open world, but you could explore each “chapter” or “level” or whatever as much as you wanted and could replay them individually. That made the whole story feel really tight, coherent, and well thought out. I find myself really wanting that format in some of these big beautiful (and yeah, often boring) open world games.

This is pretty disappointing to me. I know it’s kind of an unpopular opinion these days, but I really enjoyed Outlaws. It was just different enough from other Star Wars properties to be novel, but recognizable enough to be convincingly in the Star Wars universe. Sure some characters were a bit flat, missions were repetitive, and it didn’t invent a new revolutionary mechanic or anything, but does every game have to be groundbreaking? I got solid enjoyment out of it, and was looking forward to how they’d continue the story.