Unless you’re poor enough you have to think about it. Poor enough you need to cancel some things this month. Poor enough that one little thing like a car crash or covid infection means you can’t pay shit this month.
Agreed. A 1/1 with simple standard shitty apartment line kitchenette should be free for individuals, maybe something bigger for groups; polycules, breeders, etc.
But credit score is used to deny housing. Rental housing. This is real. This is the real world. Credit scores should not exist.
Paying other people money on a predictable schedule raises your score.
Did what I do, pay your bills and don’t think about it.
Unless you’re poor enough you have to think about it. Poor enough you need to cancel some things this month. Poor enough that one little thing like a car crash or covid infection means you can’t pay shit this month.
Then borrowing money is something you should, in fact, consider carefully.
Cool, but what if I just want to rent an apartment? Under 600 you just do not get housed.
Housing should be free. If you want something nicer then you can pay for luxury.
Agreed. A 1/1 with simple standard shitty apartment line kitchenette should be free for individuals, maybe something bigger for groups; polycules, breeders, etc.
But credit score is used to deny housing. Rental housing. This is real. This is the real world. Credit scores should not exist.
Credit scores should not matter to housing.
True. They shouldn’t exist and housing should be free.
And yet, they do.