

I loved the simplicity of it. It did one thing, and did it well enough.
They had an early mobile app (BREW I think), but it was pretty awful.
I think SMS gaining popularity killed it, and they were too early for the “What’s App” era that ultimately killed SMS in a lot of places.
For regular debit/POS transactions, yeah, I think that’s universal. For ATMs, though, I think it depends on the ATM software, right?
Is it only your bank’s branded ATMs that do that?
My credit union doesn’t operate ATMs and just reimburses the fees, so I use any random ATM when I need to do something other than a deposit. Some ATMs let me do multiple transactions, some don’t. Some don’t even let me transfer funds, but those are usually the dinky little ATMs you find in “convenience” locations.