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Cake day: February 28th, 2025

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  • Lucky_777@lemmy.worldtoHumor@lemmy.worldYes, But
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    21 days ago

    I don’t get social anxiety, but sometimes I dont want to talk. Just through in some “yeah, that’s right” and “Oh yeah?”. They can just talk while you think about the next loot drop you’ll get in your favorite game.

    They won’t know the difference.

    Alternatively, if you’re sick of people talking to you. Just break the convo and start trying to sell them stuff. People shut up real quick.








  • Just a quick example here. Mortage payment I make (or did make, we sold) was 6k a month.

    Now sure, I’m getting equity, but it’s by no means quick. The bank is making a killing. Of that 6k, we are bringing down the principal by something like 800 bucks a month. The bank is taking 3k and the rest escrow and PMI.

    If you buy a house. Be sure to be able to put 20% down. This will bring your payment down a ton.

    Try for the best interest rate you can. It’ll be a shitty 7 or higher % for now, and at least until the bubble pops again. Because it will and it’s getting close.

    Then, you get an endless list of repairs and improvements. But if things start to break, make cheap repairs, then save up to replace. Update your kitchen and master bathrooms. These things sell houses. Never keep your house out of date or you won’t get the return you want.

    Good luck out there to home owners. It’s a good asset to have, but only if you keep up with maintenance and updates.